Economic balance is the fundamental key to ensuring that our well-being is not affected by our personal finances. It’s no secret that living with debt and not making ends meet due to stress is harmful to people’s physical and mental health. At times we think that there is nothing wrong with our finances because we…
The health and financial freedom you want to have in your life starts with the habit and culture of saving at home and in the capacity of each individual to take the measures that ensure their future and that of their family. Creating a financial future requires a lot of discipline and perseverance. It does not…
Learning how we can manage and keep our personal finances healthy is a matter of habit, discipline, and committed work. When we reflect and take the necessary actions to change our financial situation, we allow ourselves to implement basic tools, such as saving and investing, that are put into practice in our daily lives. Do…
If you are a first-time investor and don’t know how to get started, this guide will help you create your path to financial freedom. Dear first-time investors, we already know that entering the world of investments generates massive financial gains and endless uncertainties when it comes to getting started. 2020 was undoubtedly a challenging year. The…
Can’t sleep thinking about how to get out of debt? Rest assured, there is always something you can do to take control of your finances. Many people today have no idea of their level of debt and do not know how to get out of debt. Most feel like a slave to their loans and credit cards. Therefore, the first…
As a personal finance blogger, I usually advocate saving money whenever it’s feasible. I’m always trying to save money because I often think it has a better use elsewhere in my budget. But, in some instances, I believe that it makes sense to spend when you can save. Spend more, even when there are cheaper…
UPDATED: April 6, 2021 – Everybody knows that to have excess money, you have to spend less than you earn. There are two “formulas” for wealth. You need to live below your means and take advantage of compound freaking interest. But that requires a little more math, and I’m going to save that for another…
UPDATED: April 6, 2021 – It might sound like fantasy, but early retirement is actual. For me, and very likely you. I know, it’s crazy for me to verbalize that but if I play my cards right, I should be able to retire comfortably in about 5 years. This will put my retirement just right around the…
Everyone complains about the price of gas, but not many people know how to save on fuel. It used to be cheaper, back when a nickel would buy you a moon pie and soda pop, with enough change to spare for a comic, right? The only thing is, travel costs you less today than just…
I recently wrote about zero-effort changes you can make to your lifestyle that will immediately save you money. Number 1 on the ways to save money list was unplugging devices when they’re not in use. “The average U.S. household spends $100 per year to power devices while they are off (or in standby mode).“ So, let’s…