Have you been thinking about starting your own business? Every year more and more entrepreneurs want to have financial freedom for themselves and their loved ones. Many believe that starting out is an easy task and underestimate the entire process and effort that must be invested. This is even before all the political, economic, social, and personal factors…
Learning how we can manage and keep our personal finances healthy is a matter of habit, discipline, and committed work. When we reflect and take the necessary actions to change our financial situation, we allow ourselves to implement basic tools, such as saving and investing, that are put into practice in our daily lives. Do…
Today, we must plant healthy financial habits more than ever, which will transcend every person’s life. LET’S TALK ABOUT FINANCIAL HABITS AND AGE! When we think of habits, what is the first thing that comes to mind? Changes, right? When we leave our comfort zone, it generates panic. But a financial habit doesn’t have to be traumatic. …
UPDATED: January 1, 2021 – Technology really does improve everything, doesn’t it? Take bills, for example. While nobody likes to get bills, it could be an exercise in frustration receiving, keeping track of, and paying paper bills. Things can get lost in the mail, they take forever to arrive at their destination, and you anxiously…
I’ve always subscribed to the notion that “mighty oaks from little acorns grow.” I’ve enjoyed the classics of personal finance. To be quite honest, I’m now wondering if my thinking as outdated as Windows 95. A while back on Living Rich Cheaply, Andrew posted an article asking if personal finance bloggers are “pound foolish.“ In…
UPDATED – January 12, 2021: Holiday time is upon us again, and many people are wondering how they can use their money wisely, especially if they are on a tight budget. This is the season for using your credit cards strategically to compensate you for a portion of your holiday spending. Here are a…
UPDATED: January 2, 2021 – Learnvest and Chase Blueprint recently conducted a survey of Americans nationwide to ask who is currently saving an emergency fund for … well, for emergencies. Read on to discover why emergency funds are a good idea, and for some tips on getting started with an emergency fund of your own. Oh,…
UPDATED: April 6, 2021 – Mint.com is an online system that pulls together all your financial accounts so that you can see your entire budget in one place. Pick and choose which accounts, bills, and cards you would like to view on your online profile or view them all together at once. They are also able…
UPDATED: December 21, 2020 – Payday loans are small loans that are regulated within every U.S. state. The idea is that the small loan is lent at a high interest rate, on the condition that the money will be repaid on the borrower’s next paycheck – therefore, a “payday” loan. This type of loan is…
UPDATED: December 11, 2020 – It is estimated that the typical American consumer will spend approximately $940 for gifts this year. Retail sales will increase 3.5% over 2015 sales to a whopping $656 billion! Much of that money will be spent using credit cards. It’s important that you make the most of the available credit…