UPDATED: December 21, 2020 – Payday loans are small loans that are regulated within every U.S. state. The idea is that the small loan is lent at a high interest rate, on the condition that the money will be repaid on the borrower’s next paycheck – therefore, a “payday” loan. This type of loan is …
UPDATED: January 1, 2021 – Technology really does improve everything, doesn’t it? Take bills, for example. While nobody likes to get bills, it could be an exercise in frustration receiving, keeping track of, and paying paper bills. Things can get lost in the mail, they take forever to arrive at their destination, and you anxiously …
UPDATED: January 2, 2021 – Learnvest and Chase Blueprint recently conducted a survey of Americans nationwide to ask who is currently saving an emergency fund for … well, for emergencies. Read on to discover why emergency funds are a good idea, and for some tips on getting started with an emergency fund of your own. Oh, …
UPDATED: January 2, 2021 – While Generation X and Y are growing a little older, the economy continues to be driven by their parents and grandparents. However, there’s a new player on the personal finance scene and that’s the Millennials. But are they really doing things differently? Or is this youngest generation spending their money …
Trends In Personal Finance: Boomers vs. Millennials Read More »
UPDATED: January 2, 2021 – Mastering your finances requires structure and discipline. Getting guidance on how to budget is helpful when you start to make budgeting a priority. Fortunately, there are many tools available online that can set you on the right path. Many of these budgeting tools are free or have free trials to give you time to decide …
UPDATED – January 12, 2021: Holiday time is upon us again, and many people are wondering how they can use their money wisely, especially if they are on a tight budget. This is the season for using your credit cards strategically to compensate you for a portion of your holiday spending. Here are a …
UPDATED: December 11, 2020 – It is estimated that the typical American consumer will spend approximately $940 for gifts this year. Retail sales will increase 3.5% over 2015 sales to a whopping $656 billion! Much of that money will be spent using credit cards. It’s important that you make the most of the available credit …
Credit Card Rewards – Make the Most of Your Holiday Budget Read More »
I’ve always subscribed to the notion that “mighty oaks from little acorns grow.” I’ve enjoyed the classics of personal finance. To be quite honest, I’m now wondering if my thinking as outdated as Windows 95. A while back on Living Rich Cheaply, Andrew posted an article asking if personal finance bloggers are “pound foolish.“ In …
So I do (almost) all of the shopping and cooking in our house. In the spring and summer time we can save a decent amount of money by growing our veggies and some fruit; however, we also need to keep our grocery budget down when fall and winter roll around. Before we embarked on this …
UPDATED: December 22, 2020 – You were only trying to see your dreams come true, but now you’re thousands of dollars in debt. Maybe even tens of thousands. Perhaps it’s student debt, or it’s from a loan for something else … or, you just haven’t been able to pay your bills. How are you supposed …
